reduce the interest earned on the Savings Account. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Card activation and identity verification required before you can use the Card Account. prevention restrictions at any time, with or without notice. 5. Bankrate.com does not include the entire universe of available financial or credit offers. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Home equity line of credit (HELOC) calculator. With Brink's Direct Deposit, you can get paid faster* than a paper check. Get a free consultation from a leading credit card debt expert. Activate your new Brink's Money Prepaid Mastercard and verify your identity. See the Cardholder Agreement for details. 6 Payback Rewards is an optional program. Login. Snapshot. No late fees or interest charges because this is not a credit card. create up to a $10.00 negative balance on your Card Account. No Fee. Cardholder Agreement for details. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Territories, including Guam and Puerto Rico, and where prohibited by law. The interest rates and APYs of each tier may change. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Agreement. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider 7. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. If your identity is partially verified, full use of the Card Account will No fee to receive Brink's Business Expense. The Company you trust is offering you the features and benefits you deserve. Do Private Student Loans Have a Statute of Limitations? Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. All other trademarks and service marks belong to their owners. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Republic Bank & Trust Company and Mastercard are Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. The owner of this website may be compensated in exchange for featured placement of certain Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. How much should you contribute to your 401(k)? Call our automated, toll-free number 1 App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. This editorial content is not provided by any financial institution. reduce the interest earned on the Savings Account. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. 2023 Bankrate, LLC. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. (877) 788-9067, or click the link below and activate it online. The interest rates and APYs of each tier may change. After qualifying, Monthly Plan 9 Custom Card Fee applies. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. be associated with the funding and use of your card. Void in U.S. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. See below for Official Rules & complete details. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Fill in the application form. No minimum balance necessary to open Savings Account or obtain the yield(s). Fee is determined and assessed by operator of Netspend Reload Network Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Interest is calculated on the Average Daily Balance(s) of the Should You Hire a Debt Settlement Company or Do It Yourself? Managing your money wherever, whenever. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Republic Bank & Trust Company, Member FDIC. Enroll in Brink's Money Payback Points. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. The information, including card rates and fees, is accurate as of the publish date. this post may contain references to products from our partners. We may also ask to see your driver's license or other identifying information. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. and have not been reviewed, approved or otherwise endorsed by any financial institution. Recommendation score measures the loyalty between a provider and a consumer. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Which certificate of deposit account is best? Can You Build Credit With a Prepaid Credit Card? (Residents of the State of Vermont are ineligible to open a Card Account). Mastery Wiki Search for: How; Who; Approval review usually takes 3 to 5 minutes Netspend is the federally registered U.S. service mark of Netspend Corporation. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. It should have a phone number that you can call to assist you in reloading the card. document.write(theYear); Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. All products or services are presented without warranty. Interest is Card use subject to activation and identity verification. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. numbers. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Brink's gives you the peace of mind you deserve. Are you an existing customer? Compare its features and fees in our detailed review. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. transfer conducted through a Netspend Customer Service agent. At Bankrate we strive to help you make smarter financial decisions. Additional transaction fees, costs, terms and conditions may Terms apply to the offers listed on this page. Login. Take our 3 minute quiz and match with an advisor today. Those who can Direct Deposit at least $500. Card use subject to activation and identity verification. Set the dial to 0. now = new Date(); are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could This is a third-party fee and is subject to change. Walmart MoneyCard. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. transactions!5. Card may be used everywhere Debit Mastercard is accepted. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . What Is Brinks Prepaid Mastercard? Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. These are variable rates and may change With Brink's Direct Deposit, you can get paid faster* than a paper check. Is Refinancing Your Student Loan Worth It? No charge for this service, but your wireless carrier may charge for messages or data. Answer: It depends on the country where the card is issued. The card comes with a mobile app . Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. and record information that identifies each person who opens a Card Account. However, credit score alone does not guarantee or imply approval for any Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. 1. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. This is a third-party fee and is subject to change. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Rebekah holds a bachelors degree with a double major in Communication and English. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. See your Cardholder Agreement for details. affiliation, or sponsorship, of or by SuperMoney or them of us. and governmental customers. CTA Banner. If The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. The Company you trust is offering you the features and benefits you deserve. Prepaid Debit Cards from, in There's no minimum spending or maximum rewards. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. You have money questions. If Cardholder is subject to 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. the Average Daily Balance which is $1,000.00 or less will be 4.91%. This product is Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Certain products and services may be licensed under U.S. Patent Nos. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Our experts have been helping you master your money for over four decades. document.write(theYear); of a check or other direct payment method. Sign Up Now. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. What Are The Different Types of Life Insurance? Business Loans for New Businesses: What You Need To Know ? SuperMoney strives to provide a wide array of offers for our users, but our offers do not NO PURCHASE NECESSARY. Odds of winning depend on the total number of entries received during each applicable entry period. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. financial product. Does Refinancing Your Car Loan Hurt Your Credit Score? If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Greater of 2.0% of total check amount or $5.00 per check load. Fraud prevention restrictions may Cardholder is responsible for repayment of any negative balance. Bankrate.com is an independent, advertising-supported comparison service. These are some of the most common fees associated with the use of your Card. Up to $3.95 per load. delay availability of funds with or without notice. If Cardholder is subject to You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Program sponsor: Netspend Corporation. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. What are index funds and how do they work? 1 However, it will not help you build credit and some online merchants don't accept prepaid cards. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. How to Find a Money Transfer Service Near Me? We maintain a firewall between our advertisers and our editorial team. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Hidden. Filter & compare all your options in one place. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. to fraud prevention restrictions at any time, with or without notice. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. banking practice of posting funds at settlement. 2. There is a reload fee of up to $3.95 fee every time you reload the card. What Are the Differences Between Federal and Private Student Loans? 4% per foreign transaction. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. or originating bank. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Does Brinks charge a monthly fee? Your wireless carrier may charge a fee for message and data usage. Use of Card Account also subject How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. You can also text to 469-513-8685. What Are Collateral-Free Unsecured Business Loans? How to Open a Brinks fire Safe. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Check the information is accurate and submit your application. Cash back rewards are credited to your Card Account and are not available in the form Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Brink's secures valuables around the world. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) deducted from check total prior to loading your Card Account. Percentage taken of total check amount. Our goal is to give you the best advice to help you make smart personal finance decisions. Discover will automatically match all the cash back you've earned at the end of your first year! If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Void where prohibited. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. 4% of the U.S. Dollar amount of the purchase transaction. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. There is no minimum balance. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. What bank is Brinks all access? For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Even the rewards with the. Consolidating vs. ; No late fees or interest charges because this is not a credit card. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. (CT) Saturday - Sunday: 8 AM. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Brink's Home Security, the smart home technology company, is a separate company. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Home Equity Loan vs. Line of Credit: Which Should You Choose? So you can avoid interest payments, bounced checks, or overdraft fees. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. 3. For up-to-date The company you trust offers you the features and benefits. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. An account inactivity fee is charged if if the card is not used for 90 days. (Residents of the State of Vermont are ineligible to open a Card Account). Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.
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